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Special Announcement

All VA state employees (including wage employees and those who have waived health coverage) can use free online EAP resources. Access articles, videos, self-assessments & more at Anthem EAP: www.anthemeap.com/cova. Available until June 30, 2025.

Special Announcements

Please open the Special Announcements panel below for additional timely announcement information.

 

Health Benefits

The Commonwealth of Virginia provides options for health benefits coverage for eligible VCU employees and their eligible family members. Participants choose plans based on coverage needs and geographical location. Salaried faculty members, Classified staff, University and Academic Professionals, and Postdoctoral Scholar employees who work:

  • 20 or more hours a week are eligible to participate in health coverage.
  • 30 or more hours a week are eligible for the employer-paid contribution toward their 2024-2025 employee premiums (PDF).    
  • COVA Care and COVA HealthAware participants are eligible to earn premium rewards for the plan year July 1, 2024 - June 30, 2025. See the Premium Reward FAQ for more information.

Enrollment

Health benefits coverage is not automatic upon employment.

  • Eligible faculty and staff may enroll in the plan on a pre-tax basis within 30 days of employment. If the enrollment request is received within this 30-day period, coverage is effective on the first of the month coinciding with or following the date of employment. Once the 30-day period expires, coverage is considered waived.
  • If you waive health benefits coverage as a new employee, you cannot elect coverage after the 30-day period unless you have a qualifying life event change (qualifying mid-year event) or until the next open enrollment period.
  • Coverage ceases at the end of the month in which you terminate employment or if you are delinquent in paying your health insurance premiums following the end of the month in which you pay your last full premium.
  • Eligible faculty and staff who wish to elect dependent coverage must provide documentation verifying dependent eligibility along with the enrollment form. For details, see Eligibility Definitions and Required Documentation for Health Coverage, a publication of the Virginia Department of Human Resource Management (DHRM).

Open enrollment 

The Commonwealth of Virginia holds an annual health benefits open enrollment period in the spring of each year, during which time eligible participants can change their health plan options (for example, add or drop expanded coverage) or membership levels (for example, add or drop dependents). Documentation verifying dependent eligibility is required whenever adding or reinstating dependents to coverage.

Qualifying mid-year event

Faculty and staff may make certain changes to their benefits — such as adding or dropping dependents — within 60 days of a qualifying mid-year event. Documentation verifying dependent eligibility must be provided when adding any dependent.

COVA Care Plan

Eligible faculty and staff can participate in COVA Care plans.

Anthem Blue Cross and Blue Shield: Medical, vision and hearing benefits, and prescription drug program.
Member services: (804) 355-8506 in Richmond; (800) 552-2682 outside Richmond 

Delta Dental Plan of Virginia: Dental benefits
Member services: (888) 335-8296 

Employee Assistance Program (EAP)
Member services: (855) 223-9277
(see access information at your personalized EAP Website; enter Commonwealth of Virginia to login)

COVA HealthAware Plan

Eligible faculty and staff can participate in COVA HealthAware plans.

Aetna: Medical, behavioral health, vision, and hearing
Member services: (855) 414-1901

Anthem Pharmacy/IngenioRX: Pharmacy benefits
Member services: (833) 267-3108 

Delta Dental Plan of Virginia: Dental benefits
Member services: (888) 335-8296 

Employee Assistance Program (EAP)
Member services: (888) 238-6232
(see access information at your personalized EAP Website; enter Commonwealth of Virginia to login)

COVA High Deductible Health Plan (HDHP)

Eligible faculty and staff can participate in COVA HDHP plans.

Anthem Blue Cross and Blue Shield: All services; except dental
Member services: (804) 355-8506 in Richmond; (800) 552-2682 outside Richmond  

Delta Dental Plan of Virginia: Dental benefits
Member services: (888) 335-8296  

Employee Assistance Program (EAP)
Member services: (855) 223-9277
(see access information at your personalized EAP Website; enter Commonwealth of Virginia to login)

Kasier Permanente HMO Plan

Available only to eligible faculty and staff who live or work in the plan’s service areas: Northern Virginia; Fredericksburg, VA.; Maryland; and the District of Columbia.

Kaiser Permanente: Medical, behavioral health and vision benefits
Member services: (301) 468-6000 in service areas; (800) 777-7902 outside service areas
my.kp.org/commonwealthofvirginia/

Dominion Dental Services, Inc.: Dental benefits
Member services: (888) 518-5338
www.dominiondental.com/kaiserdentists/

Beacon Health Options: Behavioral health and employee assistance program (EAP)
Member services: (866) 517-7042
www.achievesolutions.net/kaiser

Sentara Health Vantage HMO Plan

Available only to eligible faculty and staff who live or work in the service area, which is defined by the zip code. The service area includes Chesapeake, Franklin, Gloucester, Hampton, Isle of Wight, James City County, Mathews, Newport News, Norfolk, Poquoson, Portsmouth, Southampton, Suffolk, Surry, Virginia Beach, Williamsburg, and York County.

Sentara Health: Medical, behavioral health and vision benefits
Member services: (866) 846-2682
www.sentarahealthplans.com/group-pages/cova/

Dominion National: Dental benefits
Member services: (877) 847-5754
DominionNational.com

Sentara EAP: Employee Assistance Program (EAP)
Member services: (800) 899-8175
sentaraeap.personaladvantage.com

TRICARE Supplement Plan

The TRICARE Supplement Plan is available to eligible faculty and staff who are military retirees or spouses/surviving spouses of military retirees. This plan requires that participants have TRICARE Standard/Extra or TRICARE Prime as their primary coverage.

SelmanCo ASI: All services
Member services: (866) 637-9911

Contact Us

For questions about your benefits, please submit a help ticket through the HR Service & Support Tool. You can also contact benefits@vcu.edu or call (804) 827-1723.

Your HR Professional may also be able to answer some benefits related questions.